{"id":33967,"date":"2021-01-20T15:26:05","date_gmt":"2021-01-20T14:26:05","guid":{"rendered":"https:\/\/www.almega.se\/?p=33967"},"modified":"2023-06-12T13:23:28","modified_gmt":"2023-06-12T11:23:28","slug":"overenskommelse-om-pensioner-och-forsakringar","status":"publish","type":"post","link":"https:\/\/www.almega.se\/2021\/01\/overenskommelse-om-pensioner-och-forsakringar\/","title":{"rendered":"\u00d6verenskommelse om pensioner och f\u00f6rs\u00e4kringar mellan Svenskt N\u00e4ringsliv, LO och PTK"},"content":{"rendered":"\n<p class=\"intro\">Svenskt N\u00e4ringsliv, LO och PTK ingick v\u00e5ren 2020 en prelimin\u00e4r \u00f6verenskommelse om pensioner och f\u00f6rs\u00e4kringar. Detta ber\u00f6r f\u00f6retag som har SAF LO planen. (det vill s\u00e4ga vissa medarbetaravtal eller \u00e4ven andra kan ha blandat ITP och SAF-LO bland medlemmarna).<\/p>\n<p>Observera att stora delar i \u00f6verenskommelsen endast ber\u00f6r f\u00f6retag som omfattas av avtalsf\u00f6rs\u00e4kringar och pensionsplan f\u00f6r arbetare,<br \/>\nAvtalspension SAF-LO. Vi vill \u00e4ven uppm\u00e4rksamma att f\u00f6r dessa f\u00f6retag \u00e4r sista dag f\u00f6r inrapportering av slutliga l\u00f6ner f\u00f6r 2020 till<br \/>\nFORA, den 31 januari 2021.<\/p>\n<p>Den slutliga \u00f6verenskommelsen inneh\u00e5ller f\u00f6ljande.<\/p>\n<h3>S\u00e4nkt \u00e5lder f\u00f6r \u00e5lderspension, \u00e5terbetalningsskydd och premiebefrielsef\u00f6rs\u00e4kring i Avtalspension SAF-LO<\/h3>\n<p>Fr\u00e5n och med 2021-01-01 s\u00e4nks \u00e5ldern i Avtalspension SAF-LO fr\u00e5n 25 \u00e5r till 24 \u00e5r.<\/p>\n<p>Fr\u00e5n och med 2022-01-01 s\u00e4nks \u00e5ldern i Avtalspension SAF-LO fr\u00e5n 24 \u00e5r till 23 \u00e5r.<\/p>\n<p>Fr\u00e5n och med 2023-01-01 s\u00e4nks \u00e5ldern i Avtalspension SAF-LO fr\u00e5n 23 \u00e5r till 22 \u00e5r.<\/p>\n<p>P\u00e5 samtliga avtalsomr\u00e5den har f\u00f6retagens \u00f6kade kostnader f\u00f6r pensionspremier avr\u00e4knats mot l\u00e4gre l\u00f6ne\u00f6kningar i 21\/22 \u00e5rs l\u00f6nerevisioner.<\/p>\n<p>Fr\u00e5n och med 2021-01-01 ska allts\u00e5 arbetare som \u00e4r 24 \u00e5r r\u00e4knas med i l\u00f6nesumman som \u00e4r underlag till Fora f\u00f6r ber\u00e4kning av premien som arbetsgivaren betalar till Avtalspension SAF-LO.<\/p>\n<p>Fakturorna fr\u00e5n Fora baseras p\u00e5 prelimin\u00e4ra l\u00f6nesummor. Den s\u00e4nkta \u00e5ldern f\u00f6r \u00e5lderspension till 24 \u00e5r fr\u00e5n och med 2021-01-01 kan inneb\u00e4ra att du som arbetsgivare beh\u00f6ver uppdatera de prelimin\u00e4ra l\u00f6nerna hos Fora f\u00f6r att undvika f\u00f6r l\u00e5ga inbetalningar till Avtalspension SAF-LO under \u00e5ret. De prelimin\u00e4ra l\u00f6nerna kan uppdateras p\u00e5 E-tj\u00e4nsten Mina sidor p\u00e5 Foras hemsida fora.se. Du som arbetsgivare kan passa p\u00e5 att g\u00f6ra denna uppdatering i samband med rapporteringen av slutliga l\u00f6ner f\u00f6r 2020. <strong>Enligt Fora \u00e4r sista dag f\u00f6r inrapportering av l\u00f6ner 2020 den 31 januari 2021.<\/strong><\/p>\n<h3>\u00c4ndringar av f\u00f6rs\u00e4kringsvillkoren i TFA \u2013 Trygghetsf\u00f6rs\u00e4kring vid arbetsskada<\/h3>\n<p>F\u00f6rs\u00e4kringsvillkoren f\u00f6r TFA f\u00f6r\u00e4ndras p\u00e5 f\u00f6ljande s\u00e4tt fr\u00e5n och med den 1 januari 2021<\/p>\n<ul>\n<li>slopad v\u00e5llandepr\u00f6vning vid arbetssjukdom (juridisk bed\u00f6mning vem som orsakat skadan)<\/li>\n<li>slopat krav p\u00e5 l\u00e4karintyg f\u00f6r n\u00e4ra anh\u00f6rig som orsakats personskada vid anh\u00f6rigs d\u00f6dsfall<\/li>\n<li>slopad \u00e5ldersgr\u00e4ns f\u00f6r visandedag vid cancersjukdom orsakad av asbestexponering, samt<\/li>\n<li>inf\u00f6ra viss begr\u00e4nsning vid utbetalning av kostnadsers\u00e4ttning.<\/li>\n<\/ul>\n<h3>\u00d6verkonsolidering i AFA Sjukf\u00f6rs\u00e4kringsaktiebolag<\/h3>\n<p>Svenskt N\u00e4ringsliv och LO \u00e4r \u00f6verens om att utbetalning ska ske till arbetsgivare som vid tidpunkten f\u00f6r undertecknande av \u00f6verenskommelsen innehar giltigt avtal om f\u00f6rs\u00e4kring och som tidigare f\u00e5tt \u00e5terbetalning avseende premier inbetalda f\u00f6r 2004\u20132008.<\/p>\n<p>AFA Sjuk kommer fastst\u00e4lla n\u00e4rmare villkoren f\u00f6r utbetalningen.<\/p>\n<p>Utbetalning ber\u00e4knas kunna ske under 2021.<\/p>\n<h3>Ber\u00e4kning, fakturering och \u00f6verf\u00f6ring av pensionspremier i Avtalspension SAF-LO<\/h3>\n<ul>\n<li>M\u00e5nadsber\u00e4kning av pensionspremier till Avtalspension SAF-LO<\/li>\n<li>M\u00e5nadsfakturering av f\u00f6rs\u00e4krings- och pensionspremier<\/li>\n<li>M\u00e5nads\u00f6verf\u00f6ring av pensionspremier till pensionsbolag\/pensionsf\u00f6rvaltare<strong>From 1 januari 2023<\/strong> \u00e4r tanken att inf\u00f6ra ovanst\u00e5ende administrativa f\u00f6r\u00e4ndringar g\u00e4llande pensionsinbetalningarna.<\/li>\n<\/ul>\n<h3>\u00d6vrigt<\/h3>\n<p>Svenskt N\u00e4ringsliv har m\u00f6jlighet att s\u00e4ga upp \u00f6verenskommelsen avseende s\u00e4nkta \u00e5ldrar i Avtalspension SAF\/LO enligt \u00a7\u00a7 1\u20133 i \u00f6verenskommelsen med omedelbar verkan om den normering som M\u00e4rkess\u00e4ttande avtalet inom ramen f\u00f6r Industriavtalet stipulerar inte f\u00f6ljs av samtliga f\u00f6rbund inom LO.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Svenskt N\u00e4ringsliv, LO och PTK ingick v\u00e5ren 2020 en prelimin\u00e4r \u00f6verenskommelse om pensioner och f\u00f6rs\u00e4kringar. Detta ber\u00f6r f\u00f6retag som har SAF LO planen. (det vill s\u00e4ga vissa medarbetaravtal eller \u00e4ven andra kan ha blandat ITP &hellip;<\/p>\n","protected":false},"author":89,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"article_type":[313],"agreement":[162,104,174,109,531,130,131,132,133,136,138,140,141,147,149,155,160,164,168,173,176,177,178,179,188,191,197,201,202,207,208,209,475,214,213,187,218,219,220,221,107,189,411,242,243,244],"class_list":["post-33967","post","type-post","status-publish","format-standard","hentry","category-okategoriserade","type-arbetsgivarnytt","agreement-79ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-cacd80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-a1c8f241-0761-e011-a194-02bf9e69ca65","agreement-9cce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-a35d46a4-d045-e711-8108-003dd8b71e49","agreement-4ace80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-5bd980a8-f612-de11-b4e1-02bf9e69ca65","agreement-12ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-91c18dfe-fd12-de11-b4e1-02bf9e69ca65","agreement-81ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-4bce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-6fce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-6ece80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-21ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-62ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-31055653-edd3-e511-afc2-005056b20fd8","agreement-1cce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-84ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-24ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-8b353f92-eae2-e111-b718-005056b20fd6","agreement-80ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-52ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-1dce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-8bce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-4bb0699c-fd12-de11-b4e1-02bf9e69ca65","agreement-c5cd80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-4dce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-86ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-85ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-43ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-87ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-7ace80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-f3ee7667-590c-ea11-8160-003dd8b71d64","agreement-46ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-cccd80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-42ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-99ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-49ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-284e69e0-7a56-de11-bdb9-02bf9e69ca65","agreement-587f7203-7b56-de11-bdb9-02bf9e69ca65","agreement-4cce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-4fce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-a438d278-7ccb-e711-810f-003dd8b71e49","agreement-78ce80f7-ff07-de11-b4e1-02bf9e69ca65","agreement-1ac6e1f5-3f44-e211-be83-005056b20fd8","agreement-70ee1081-3f44-e211-be83-005056b20fd8"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.8 (Yoast SEO v26.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>\u00d6verenskommelse om pensioner och f\u00f6rs\u00e4kringar mellan Svenskt N\u00e4ringsliv, LO och PTK | Almega<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.almega.se\/2021\/01\/overenskommelse-om-pensioner-och-forsakringar\/\" \/>\n<meta property=\"og:locale\" content=\"sv_SE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u00d6verenskommelse om pensioner och f\u00f6rs\u00e4kringar mellan Svenskt N\u00e4ringsliv, LO och PTK\" \/>\n<meta property=\"og:description\" content=\"Svenskt N\u00e4ringsliv, LO och PTK ingick v\u00e5ren 2020 en prelimin\u00e4r \u00f6verenskommelse om pensioner och f\u00f6rs\u00e4kringar. 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